Workers’ compensation answers turn on state law and the facts of the work. Florida, for example, publishes different thresholds for non-construction, construction, and agriculture employers. California’s statute defines who is an employee for that system. Use the authority for the state where the work is performed; a broad statement that a business has “no employees” can miss owners, seasonal staff, or a worker who is legally treated as an employee.
Workers’ compensation
Definition
Workers’ compensation is the state-law system for benefits related to work injuries and illnesses. Whether a business must secure coverage depends on the jurisdiction’s rules, including its employee definition, exclusions, and employer threshold.
Sources
- Primary source: Florida Division of Workers’ Compensation — Employer frequently asked questions — State explanation of coverage thresholds for construction, non-construction, and agriculture employers.
- Primary source: California Labor Code § 3351 — California’s statutory definition of employee for workers’ compensation purposes.