Insurance coverage for Nonprofits

• What insurance do nonprofits need?

  The same core package as any small employer — general liability and property, usually bundled as a business owner's policy, workers' comp under state law, and D&O for the board — plus the piece no one prices in: volunteers usually sit outside workers' comp entirely unless your state lets the organization elect them in.

Liability questions for Nonprofits

General liability, E&O, D&O, and employment practices questions live on our sister publication: Nonprofits on pleasedontsue.us.