Coverage line
General Liability
Route third-party injury and property-damage questions among stand-alone general liability, a BOP, employee coverage, and contract evidence.
How to use the General Liability section
This coverage-line hub is the library’s routing point for general-liability mechanics. Use it to distinguish a stand-alone liability question from a BOP package, an employee injury, or a certificate request; those paths lead to different records and sections.
- Compare the line with a BOP
The BOP comparison is the clearest starting point when the purchase decision is package versus stand-alone coverage.
- Route employee injuries to workers’ compensation
Use the employee-injury answer when the person who was hurt works for the business.
- Route proof-of-insurance questions to certificates
Use the certificate and additional-insured material when a landlord, client, venue, or contractor is asking for evidence or status.
Guides
- Accounting Firm Insurance: The 2026 Requirements Guide
Before an accounting firm accepts work, its engagement letter, client-data terms, and office lease can each require proof of insurance. This guide explains what those documents request, what a certificate can prove, and what to check before signing. For liability exposures and potential claims, see pleasedontsue.us.
- Architect Insurance: The 2026 Requirements Guide
An architect’s insurance requirements arrive with the project: in the design agreement, site-access rules, consultant contracts, and office lease. This guide explains what each document can require, what proof to provide, and how to check the policy before work begins. For liability exposures and claims, see pleasedontsue.us.
- Commercial Lessor Insurance: The 2026 Requirements Guide
A commercial lessor carries coverage on the building and the common areas, then uses the lease to push tenant-operating risk onto the tenant's own policy. This guide is the mechanics side: what the landlord binds, what the lease makes the tenant carry, how the certificate and additional-insured endorsement actually work, and where the paperwork trips lessors at the worst moment. The liability side — who can sue and what is at stake — is on the sister library, pleasedontsue.us.
- Law Firm Insurance: The 2026 Requirements Guide
A law firm needs to keep its malpractice coverage connected to prior work as partners join, leave, retire, or dissolve the firm. This guide explains that continuity, along with client, lease, and state requirements and the documents used to prove coverage. For liability exposures and claims, see pleasedontsue.us.
- Managed Service Provider Insurance: The 2026 Requirements Guide
A managed service provider’s client contract usually asks for both technology errors-and-omissions coverage (technology E&O) and cyber coverage. This guide explains why the two are requested together, what a certificate proves, and what to verify before you send one. For liability exposures and claims, see pleasedontsue.us.
- SaaS Consultant Insurance: The 2026 Requirements Guide
A SaaS consultant often sees insurance requirements while completing a client agreement or vendor-onboarding form. This guide explains the policies and proof those documents commonly request, including how to check that a policy covers the software work you actually do. For liability exposures and claims, see pleasedontsue.us.
- Technology Company Insurance: The 2026 Requirements Guide
A technology company’s insurance requirements usually come from a customer contract, office lease, hiring rules, or investor checklist. This guide explains what those documents can request, what a certificate proves, and how to check the policy behind it. For liability exposures and claims, see pleasedontsue.us.
- Venture-Backed Startup Insurance: The 2026 Requirements Guide
A startup’s insurance priorities change at clear moments: the first hire, enterprise contract, lease, or outside board member. This guide explains what each milestone can require, what proof to provide, and how to read the documents before signing. For liability exposures and claims, see pleasedontsue.us.
Questions
No question page is filed under this line yet. Use the route above or browse all coverage lines for the published library.